Start free. Keep what works.
Every free sheet is a real, working page of a paid planner — never a teaser. Try the page, and if it earns a place on your iPad, the full system is one tap away.
The Paycheck Budget Planner
One spread per payday, bills matched to paychecks, 3-paycheck-month pages. Undated.
One real page of the planner
- A complete, usable page — not a sample
- Any PDF app or printed (US Letter), in your inbox in a minute
One hyperlinked PDF — every tab tap-linked, hand-checked
- One spread per payday + monthly bills calendar + sinking funds
- 3-paycheck-month bonus pages
The Christmas Budget Planner
One Christmas cap, split across the paydays you have left. Start January with nothing to pay back.
One real page of the planner
- A complete, usable page — not a sample
- Any PDF app or printed (US Letter), in your inbox in a minute
One hyperlinked PDF, 24 pages, every tab tap-linked
- The Payday Split: your cap, divided by the paydays left before Christmas
- Gift list, forgotten people, stockings, extras, food and the sale plan
The Debt Payoff Tracker Pack
Every payday aimed at one debt. Snowball or avalanche, decided, and a thermometer to color in for each one.
One real page of the pack
- A complete, usable page — not a sample
- Any PDF app or printed (US Letter), in your inbox in a minute
One hyperlinked PDF, 22 pages, every tab tap-linked
- Snowball or avalanche picker, your payoff order and the payday rollover
- Six debt trackers with thermometers, plus the 100-block Debt-Free Chart
The 2027 Money Reset Kit
Every 2027 payday already printed. December paid back first, then every goal split by paycheck.
One real page of the kit
- A complete, usable page — not a sample
- Any PDF app or printed (US Letter), in your inbox in a minute
One hyperlinked PDF, 38 pages, every tab tap-linked
- Every 2027 payday printed for four pay schedules, a blank one for any other, and your Payday Map
- Holiday spending recovery and No‑Spend January, to pay December back first
The Savings Challenge Pack
Ten trackers, from the $500 buffer to the 26-week biweekly challenge.
One real tracker from the pack
- A complete, usable page — not a sample
- Any PDF app or printed (US Letter), in your inbox in a minute
Ten tracker pages in one PDF — digital + printable
- The $500 buffer, $1K emergency fund, no-spend month & 26-week biweekly challenge
- Paired with paycheck budgeting: every tracker deposits by payday
Each free sheet comes with one gentle payday tip a week. Unsubscribe anytime, one click.